[2012.02.04] 阴晴无忧 -- 天气衍生产品

引用 yannanchen 2012-2-6 09:22

But abundant shale gas in the United States has rendered hedges against mild weather less important.

mild 漏译。 天气越冷，天然气越需要， 价格越高。 暖冬却是天然气价格的大风险。

引用 yannanchen 2012-2-6 09:35

English[edit] Alternative formsit's an ill wind
it's an ill wind that blows no good
it's an ill wind that blows no one any good
[edit] EtymologyA wind would have to be really bad (ill) if it brought nothing good to anyone.

[edit] ProverbIt's an ill wind that blows nobody any good.

1.There is usually something of benefit to someone, no matter how bad the situation.
Retrieved from "http://en.wiktionary.org/w/index.php?title=it%27s_an_ill_wind_that_blows_nobody_any_good&oldid=15688623"

引用 yannanchen 2012-2-6 09:36

This is helping energy firms to raise cash to invest in pricey wind projects by guaranteeing long-term returns from unpredictable blasts of air由于在难以预期的天气条件下长期收益仍得到保障，能源公司可以更容易地集资来发展风电。

翻译的不太准确

引用 hulamilk 2012-2-6 11:14

本帖最后由 hulamilk 于 2012-2-6 11:16 编辑

一个小小的问题~

but derivatives can fill gaps or boost coverage

这里的coverage应该是“保险金额”而不是“投保金额”~
投保金额指投保人购买保险时缴纳的金额，也就是保险公司收的保险费，保险金额则是出险后保险受益人可获得赔付的最高限额。

引用 yannanchen 2012-2-7 03:58

本帖最后由 yannanchen 于 2012-2-7 04:00 编辑

回复 hulamilk 的帖子

An entity seeking to transfer risk (an individual, corporation, or association of any type, etc.) becomes the 'insured' party once risk is assumed by an 'insurer', the insuring party, by means of a contract, called an insurance policy. Generally, an insurance contract includes, at a minimum, the following elements: identification of participating parties (the insurer, the insured, the beneficiaries), the premium, the period of coverage, the particular loss event covered, the amount of coverage (i.e., the amount to be paid to the insured or beneficiary in the event of a loss), and exclusions (events not covered). An insured is thus said to be "indemnified" against the loss covered in the policy.

保费premiums
保赔proceeds

引用 361度幸福 2012-2-7 10:28

Subsidised government-insurance schemes offer them some reassurance already, but derivatives can fill gaps or boost coverage.这句话没有看明白~~特别是后半句~~整句话不知道说的什么意思。。。求解~~谢谢~~

引用 urbanxyz 2012-2-11 21:54

回复 361度幸福 的帖子

我是这么理解的：政府保险提供了一些基本的赔偿保障，但天气衍生品可以弥补那些政府保险没有覆盖的部分或扩大赔偿金额。举个例子：城镇居民看病，单位医保一般仅可以报销70%，但如果还另外有商业医疗保险（相当于天气衍生品），就可以再报销剩余的20%-30%。

引用 361度幸福 2012-2-12 16:44

回复 urbanxyz 的帖子

非常感谢~~

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